Recreational Vehicle Insurance
Recreational Vehicle Insurance Quote Forms
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Recreational Vehicle Insurance Information
If you have a recreational vehicle (RV) or motorhome, you will likely need insurance on the vehicle. However, you will need more coverage than standard auto insurance can provide. RV insurance is mandatory in the state of Texas if you can drive the RV by itself. An RV policy will provide you with the protection you need after unexpected accidents and other hazards.
To find out more, call Insurance and Financial Services at Champions today at 281-376-1933 or request your free quote now
. Our experienced team can help Texas RV owners build a quality policy that suits their needs.
What Is RV Insurance?
You can both drive and live in an RV. Still, whether you are behind the wheel or stopped at a campsite, you will face safety risks that could put you, your vehicle and others in harm’s way.
Standard auto insurance will not provide the coverage necessary to safeguard you and your RV in case of unexpected hazards. A personalized RV insurance policy can cover many of your costs in case of unexpected problems. This type of insurance is designed to help you avoid a significant financial loss.
What Do RV Policies Cover?
RV policies can contain coverage that will cover both driving and residential risks associated with the vehicle. Coverage may include:
Campsite and vacation coverage
Full-time residence insurance
Roadside assistance coverage
Rental car coverage
Emergency travel expenses coverage
Is RV Insurance Required in Texas?
If you can drive your RV by itself (i.e., it is not a tow-trailer), then you must have insurance that meets Texas’ mandatory auto insurance requirements. The compulsory minimum coverage is:
Bodily injury liability coverage—$30,000 per person/$60,000 per accident
Property damage liability insurance—$25,000 per accident
Some drivers are required to carry collision and comprehensive coverage if they finance or lease their RVs. Speak to your agent to determine if additional coverage requirements apply to your vehicle. It is always a good idea to carry more coverage than just the minimum requirements.
What Does RV Insurance Cost?
Numerous factors can influence the cost of your RV insurance. By working with Insurance and Financial Services at Champions, you can choose a policy that will always offer you the right coverage at an affordable price. Our network of trusted carriers all offer competitive pricing on top-rated plans.
Contact Us Today
Don’t hesitate to get a quote on personalized RV insurance. Contact us at 281-376-1933 or request a free quote today.